Southern California Real Estate & Mortgage Market Update 2015

Are you ready? Ready for rapid price appreciation? Multiple offers on homes again? Well if not get ready, it’s in the making as I write this. There are many recent factors that will contribute to this; reduciton of FHA Monthly Mortgage Insurance Premium, Introduction of 3% down programs, but most importantly RAPID interest rate decreases. These factors will contribute to increased real estate and mortgage activity in 2015. Later this year (not sure when exactly) they will come out with a “Stated” 10% down loan that will propel us into 2016 & 2017. If you are contemplating a purchase of “Move-Up” purchase, please do yourself a favor and do it now.

Teresa Tims, TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, HARP, harp 2.0, VA loans, FHA loans, Jumbo loans, conventional loans, reverse loans, first time home loans, 1st time buyer loans, USDA loans, CalHFA loans and Chdap loans and Calhafa loans. We serve Southern California including Upland, Rancho Cucamonga, Fontana, Rialto, Chino, Chino Hills, Mira Loma, Eastvale, Ontario, La Verne, Claremont, Montclair, Pomona, Riverside, Corona, Glendora, San Dimas, Los Angeles, Orange County, Coachella Valley, the High Desert and San Bernardino.

I am a life-long resident of the Inland Empire and a licensed California Real Estate Broker, Licensed Mortgage Loan Originator, California Certified Residential Property Manager, Certified Short Sale and Foreclosure Specialist. With over 15 years’ experience in the Mortgage Loan & Real Estate industry, I am dedicated and prepared to assist you with your mortgage loan or refinance. Checks out my testimonials page raving fans are no accident I look forward to hearing from you soon.

Call 909-920-3500 or 909-821-3093 today!

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Company NMLS #390767 Individual NMLS MLO # 267236
Company BRE # 01889552 Broker License BRE # 01269949
Teresa Tims, TDR Mortgage and/or TDR Real Estate Group is an equal opportunity lender and any mention of rate or term is an estimate only and could vary based on many variables such as credit score, equity position, sales price etc. We are an equal housing lender.
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